Comprehensive Trip Insurance for Travel Outside Your Home Country
Insured Traveler has been serving the needs of global travelers for more than 20 years, so we know how to help when you need it, no matter where you go!
- Protect Your Trip Cost – Trips can be expensive! Don’t lose the money you paid for your trip if you get sick and can’t go. Let us help!
- Protect Your Health – Will you have medical coverage while you are traveling? Don’t risk getting stuck with unexpected medical bills if you become sick or hurt on your trip.
- Protect Your Belongings – What if your baggage and personal items are lost, stolen, damaged, or delayed? We cover these types of situations. your trip.
- 24/7 Travel Assistance – If you have an emergency when you’re traveling, we’re only a phone call away. Insured Traveler Assist, our multilingual team of experts, handles emergencies such as medical evacuations, return of minor children, and much more. They can also help with non-emergency travel services as well.
GEOGRAPHIC RESTRICTIONS
Address Restrictions: We cannot accept an address in the United States, Islamic Republic of Iran, Syrian Arab Republic, U.S. Virgin Islands, Gambia, Ghana, Nigeria, and Sierra Leone.
Destination Restrictions: We cannot cover trips to Islamic Republic of Iran and Syrian Arab Republic.
Important: U.S. citizens residing abroad cannot buy this plan for travel to the United States.
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- Travel
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- Trip Cancellation
- Trip Cost up to $30,000*
Covers your non-refundable, prepaid trip cost if you are unable to take your trip due to an unforeseen event.1
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- Trip Interruption
- 100% of Trip Cost*
Limited to $1,000 if your trip cost is $0
Covers your non-refundable, prepaid trip cost if you cannot continue or resume your trip due to an unforeseen event.1
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- Single Occupancy Supplement
- Trip Cost*
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- Trip Delay
- Minimum 12 hours delay $100 per day, maximum of $500
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- Missed Connection
- Minimum 3 hours delay, maximum of $500
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- * Up to the lesser of the trip cost paid or the nonrefundable cancellation penalty(ies) imposed by the travel supplier(s).
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- Accident & Health
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- Emergency Accident and Emergency Sickness Medical Expense
- $0 Deductible Maximum of $100,000 Emergency Dental Treatment maximum of $750
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- Accidental Death & Dismemberment
- $25,000 Principal Sum
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- Coma
- Maximum of $50,000; 1% per month
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- Felonious Assault
- $10,000
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- Emergency Travel
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- Emergency Medical Evacuation and Medically Necessary Repatriation
- Maximum of $100,000
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- Bedside Traveling Companion
- Included in Emergency Medical Evacuation and Medically Necessary Repatriation
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- Return Insured Home
- Included in Emergency Medical Evacuation and Medically Necessary Repatriation
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- Return Minor Child(ren)
- Included in Emergency Medical Evacuation and Medically Necessary Repatriation
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- Transportation of Spouse or Domestic Partner
- Included in Emergency Medical Evacuation and Medically Necessary Repatriation
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- Return of Mortal Remains
- Maximum of $50,000
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- Political Evacuation
- Maximum of $100,000
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- Property Coverages
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- Baggage Delay (Outward Journey Only)
- Minimum 12 hour delay $100 per day, maximum of $200
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- Baggage Delay (Outward Journey Only)
- Minimum 12 hour delay $100 per day, maximum of $200
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- Baggage Delivery (Outward Journey Only)
- Maximum of $100
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- Baggage / Personal Effects
- $0 Deductible Maximum of $2,500 Per Item Limit: $250 Described Valuables: $500
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- Sports Equipment Rental Coverage;
- Maximum of $500
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- Personal Liability;
- Maximum of $100,000
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- All benefits are shown in U.S. Dollar amounts
Unforeseen Events:
- Sickness, injury, or death of you, your traveling companion, family member, or business partner
- Death or hospitalization of your destination host
- Adverse weather, natural disasters or terrorist attacks, causing complete cessation of travel services
- Primary residence or destination accommodations uninhabitable due to natural or man-made disaster
- Strike causing complete cessation of your common carrier’s services (for at least 12 consecutive hours)
- You or your travel companion are hijacked, quarantined, required to serve on a jury, subpoenaed, or required to appear as a witness in a legal action
- Your job termination or layoff (must have been employed there for 3 consecutive years)
- Terrorist attack within 30 days of your departure
- Government authorities prohibit the activities you planned to do at your destination
- Mandatory evacuation at your destination due to hurricane or other natural disaster.
- Your job transfer requires relocation of your principal residence
- You or your traveling companion are a victim of felonious assault within 10 days of departure
- Vandalism or burglary of your principal residence within 10 days of departure
- Traffic accident en route to departure
- You, your traveling companion, or family member, who are military personnel, are called to emergency duty for a natural disaster (not war), or military duty within 30 days of departure
- You are active military personnel and have your leave revoked or are redeployed
- You are unable to participate in scheduled hunting, fishing, or sport expedition due to a delay or your sports equipment for 12 hours or more