Is travel insurance a real need?
Our answer is YES.
Many travelers overlook the need of a travel insurance. While it is mandatory to be covered while we drive a vehicle, it is not when we visit another country, so it is natural to think that’s a useless extra expense to add to the budget.
But remember that if you are far from home, any medical or evacuation unexpected occurrence can cost you big.
It is extremely difficult for most people to pay $50,000 for emergency medical evacuation. Even if someone has that kind of money handy, it would still be difficult to make the arrangement for evacuation.
Certain evacuation or medical bills can be in the tens of thousands of dollars.
Even if the funds are available to the travelers, the discomfort of an emergency make everything more difficult, and an extra hand like an insurance could make the difference in cases like this.
A travel insurance in fact give you a hand right when it is most needed, and offer you that peace of mind to fully enjoy the trip.
It is also common opinion that a country of origin national health insurance, or some other Insurance offered from credit card companies can cover the unexpected during the travel.
We invite you to careful read the conditions of those, most of the time that common opinion is wrong, and you could be left with a stack of medical bills due.
Why should I buy an Insurance?
It is common for travel insurance to be offered right after you plan a trip abroad, but many companies and websites incentivize travelers to buy coverage plans that are often too hard to understand or simply not trustworthy.
The main question is: Is travel insurance worth it? We believe the answer is most likely yes! Below we would like to point you out the reason why it is so.
Let’s consider and describe 4 of the main reasons and coverages that make a travel insurance extremely valuable and of consolation:
MEDICAL | TRAVEL PROTECTION | BAGGAGE | PROTECTION | EVACUATION
Some countries offer free health care, but many others do not, especially if you are a foreigner. Medical costs can be very high while abroad, and hospitals might ask for services to be paid even before beginning treatment. A simple prescription can amount to a cost much higher than what you expect, which could be troublesome for those traveling on a budget.
Applying for a travel insurance can dissipate these frustrating complications while on vacation.
Our coverage can provide tourists with a list of affiliated hospitals and doctors in case of any emergencies. In addition, a complete coverage to receive care from licensed health care professionals can be assured. Minor or serious health concerns would be taken care of without the strain of finding the right health care provider with a justifiable cost.
Travel Protection – Cancellation or Interruption:
Every day smarter travelers are adding travel insurance to their budgets. Why? Because even a slight unforeseen event could become very expensive and serious, especially while on an unknown country. The benefits of a coverage are not only medical, it can also aide the traveler whose flight was cancelled, delayed, or missed. Unprecedented situations are happening all over the world, it is best to have an insurance and not need it, than to need it and not have it.
Applying for a travel insurance can also partially or totally cover expenses made.
Baggage Protection – Lost or Stolen:
Are you going from the cold winter temperatures down to the tropical sunny weather or vice versa? Are you carrying expensive luggage for skiing or for filming? Regardless of the value of your possessions, one of the most typical scenarios while traveling is a lost or damaged bag. This particular circumstance can really set back your plans, put a hold on your schedule and make you lose money and patience. Think about travel insurance as a worry-free pass which you can trust to assist you when life happens.
Moreover, travel protection plans can reimburse you for items that have been lost or damaged in transit, and cover expenses incurred because of delayed luggage. In some cases, it can even cover for damages beyond losing a flight. More importantly, it can also help you recover important documents such us your passport.
Nowadays, terrorist incidents can happen unpredictably and they can put a big strain on your travel plans, more if you are already in the country once they occur. In addition, evacuations for natural disasters due to hurricanes or tsunamis can be a motivation to always have a protection plan. These unforeseeable events are complicated to deal with and a trustworthy coverage can make a significant difference while abroad.
Applying for a travel insurance can cover these costs and provide support to get the best option for you and your family.